Basic life insurance

A foundational benefit for every family.

Basic group life insurance provides a financial benefit to an employee's beneficiaries if the unexpected happens. It is often one of the most affordable ways to strengthen a benefits package. We help you compare the structures and costs.

Benefit amount

Compare flat amounts and salary-based multiples, along with any maximums that apply.

Cost structure

Review employer-paid and voluntary arrangements and how each affects participation and budget.

Package fit

Coordinate life insurance alongside disability and health coverage for a more complete safety net.

Details worth comparing

We make the fine print easier to understand before you select coverage.

  • Flat vs. salary-based benefits
  • Benefit maximums
  • Guarantee issue amounts
  • Accidental death options
  • Dependent coverage options
  • Portability and conversion
  • Enrollment requirements
  • Beneficiary process

Our approach

Simple to offer, meaningful to have

Basic life insurance is straightforward to add and easy for employees to understand. We help you compare options so the benefit you choose fits your budget and the people it protects.

Ready when you are

Compare your available options with confidence.

Tell us about your business, workforce, and goals. We will help you understand the next step.

Request a benefits review